Frequently Asked Questions

Opt-Out/Waive

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

 Waiver Period
Fall Semester07/03/2026 - 08/31/2026
Spring/Summer Semester12/15/2026 - 01/31/2027

 

If you are covered by a comparable health insurance plan, you must submit a waiver to have the student account SHIP charge reversed. To be eligible for a waiver, your insurance must be considered "comparable" and meet all of the following criteria:

  • Plans must include unlimited medical and prescription drug benefits.
  • Plans must NOT have a pre-existing condition limitation.
  • Plans must include the essential health benefits.
  • Coverage must be active as of the first day of classes and remain active for the academic year.
  • The Insurance Company must be owned and operated in the U.S.