Opt-Out/Waive

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Fall Semester: 07/15/2025 - 08/31/2025

Spring/Summer Semester: 12/15/2025 - 01/31/2026

If you are covered by a comparable health insurance plan, you must submit a waiver to have the student account SHIP charge reversed. To be eligible for a waiver, your insurance must be considered "comparable" and meet all of the following criteria:

• Plans must include unlimited medical and prescription drug benefits.
• Plans must NOT have a pre-existing condition limitation.
• Plans must include the essential health benefits.
• The auditors will be determining whether your plan provides non-emergency (full coverage) in Colorado. If your policy does not provide full coverage in Colorado, your waiver may still be approved, but you will be notified of the coverage limits so you can take the necessary steps to obtain full coverage.
• Coverage must be active as of the first day of classes and remain active for the academic year.
• The Insurance Company must be owned and operated in the U.S.